About Our Private Hire Insurance
Types Of Private Insurance
Comprehensive – This cover incorporates everything you and your vehicle needs – accidental damage, fire, theft, attempted theft and third-party liabilities in the event of any incident. The third-party liability cover is especially crucial in public hire work. In addition to this, the cover will also include any damage to accessories of the trade fitted to your vehicle, such as radios, and any damage to your windscreen.
Third party, fire & theft – This covers third-party liabilities if you are involved in an accident while driving, along with loss or damage to your vehicle that may be caused by explosion, lightning, fire, theft or attempted theft. Again, this includes the accessories that are permanently fixed to your car.
What Optional Insurance Should I Consider?
Public hire work is unpredictable a lot of the time, so it can pay dividends to opt for some extra insurances such as:
Motor Legal Insurance – Accidents happen, and with legal motor insurance, you can protect yourself with up to £100,000 of legal motor cover to help with the recovery of uninsured losses, replacement vehicles and personal injury claims.
Breakdown Insurance – With private hire, your vehicle is your livelihood, so protect it with breakdown insurance that will either repair your vehicle roadside or tow it to a local garage to have the work completed.
Excess Protection – With motor insurance, you usually have some excess to pay even when you are hit by an uninsured driver. With excess protection, this will be covered in your plan.
Additional Public Liability Insurance – Protect yourself against any claims from passengers in the event of an accident with Public Liability insurance. While there are some exclusions, this will protect you personally from any claims made.
What Types Of Vehicles Can I Cover?
JB Brokers covers all types of taxi and private hire from black cabs, hackneys, Uber drivers and more. For more information on your specific vehicle, get in touch with one of our team.