About Our Commercial Insurance
Commercial insurance is a fairly broad term that encompasses many different types of insurance, including things like indemnity insurance and liability insurance. Essentially, these policies are in place to protect you from any compensation claim and lawsuits for losses, injuries and damages. These policies can also insure you against claims made from employees, members of the public and regulators for a full spectrum of cover.
The different types of commercial insurance can be attained either separately or as part of a larger package that covers multiple things under one policy. Now, as with most insurance policies, they can be tailored to suit your business’s specific needs depending on the different obstacles and challenges your business faces. Insurance is essentially there to protect you financially from a wide variety of threats and to keep your trading through any adverse events.
To find the right type of commercial insurance for you and your business, you should consider whether you:
- Often deal with the public
- Whether you are a sole trader or larger employer
- Own or rent a business premises
- Use a vehicle or vehicles for your work
- Hold stock at a business premises
- Offer products or services
- Would benefit from any interruption schemes
Choose Your Insurance Type
Business
Protecting your business is paramount, whether that is the buildings, the contents or your employees – make sure you've got the right cover for your business.
Liability
If a member of the public tries to claim against your company and you're not covered for liability, this could be incredibly costly – don't get caught out.
Contractors
Contractors usually don't benefit from any insurance from an employer, but they still need a good level of protection – find out what benefits they offer with us.
Professional Indemnity
If you ever have a business dispute with a client, professional indemnity insurance will help you with the financial issues that arise from any claims.
Management Liability
This protects company directors and officers from personal prosecution in the event of claims of negligence or similar – this can be a great addition to your business policies.
Property Owners
Properties are one of the biggest assets you can own. It makes up a considerable part of the UK market – protect these assets with the right insurance policies.
