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Fleet Flexibility for Transport Managers

It’s time-consuming and essential to get business vehicle insurance. If you have a fleet of vehicles, the administration is a full-time job. From updating driver details on insurance policies to filing accident claims and keeping up with annual increases or decreases, managing all of these policies is not easy. Consider fleet insurance instead.

Having fleet insurance means you only have to renew one premium each year, and you can make one claim during the year on one policy to cover all your vehicles and drivers. But it isn’t just the saved time and money in admin tasks; there are many benefits to be enjoyed by the flexibility of fleet vehicle insurance.

Fleet Flexibility

Vehicles owned by your business need drivers to go with them, but that doesn’t necessarily mean you need to assign one driver to one vehicle. With fleet insurance, everyone on the policy is insured to drive all vehicles, providing that they hold the proper license to do so. For example, suppose you are a taxi rank scheduler instead of matching up drivers with the vehicles they are insured to drive. In that case, you can send them to any free car. This not only makes the day scheduling more manageable, but it also allows drivers to fill in for others during busy periods or for sick days.

The same goes for adding drivers on vehicles onto the policy. You would not have to take out a new policy each time your business acquires a vehicle or hires a new driver, creating another renewal and details to manage each year. Instead, you can simply add them to your current policy in minutes. This can often be done through an online portal for instant cover.

Arranging Fleet Cover

You can attain fleet cover on a collection of vehicles as low as 2 or 3. This helps if you are a new company that plans to add to their ranks slowly over time. Contrastingly, you can attain fleet cover for literally hundreds or thousands of vehicles, depending on the provider and their rules.

The type of vehicle you can cover also changes from provider to provider. For example, your business may drive specialist vehicles and standard cars and vans. You may still be able to insure them collectively depending on what type of cover you need.

Types of Fleet Insurance
Fleet Third Party

As the most basic level of cover, this only protects you against damage or injury to third party persons, properties, or their vehicles. Your vehicle is not protected in any way.

Fleet Third Party, Fire & Theft

This is a step up from Third Party insurance, and it covers your own vehicle in the case of fire damage or theft in addition to everything from Third Party.

Fleet Comprehensive

The highest level of cover protects everything from the previous two covers and additional cover for your own vehicle in all situations. You can also add personal cover to this type of insurance.

What else can Fleet Insurance include?

Your policy can be customized to include anything you feel is beneficial to your business functions, vehicles, and drivers. Some of these services will have an additional charge, but they can be invaluable for protecting your drivers and vehicles, keeping your business safe as well as ensuring your vehicles are on the road.

  • Public & Employer Liability Insurance
  • European Cover
  • Breakdown Cover
  • Legal Representation
  • Haulage Insurance
  • Goods In Transit Cover
  • Personal Accident Cover
  • Courier Insurance
  • Towing Cover


Fleet insurance is the perfect way to massively reduce your admin tasks while increasing the amount of flexibility and versatility your business has. For more information about fleet insurance and how we can find you the best deal

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