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Professional Indemnity Insurance

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About Our Professional Indemnity Insurance

Professional Indemnity insurance, also known as PI insurance, protects small businesses against claims that they have made a mistake, been negligent or have given poor advice to clients. Of course, your clients will always expect the best results and service from you and your company, no matter how big or small it is. Still, sometimes things don’t work out, which can leave you a little vulnerable to claims.

What does Professional Indemnity cover?

  • Negligence: This may occur when a client is unhappy with the results, service or advice they have received from you
  • Misrepresentation: This may happen when a client feels that you have made a false claim or statement about them publicly
  • Defamation: If a client claims a comment you have made has damaged their reputation
  • Breaches of Confidence: If a client claims you have released private information without consent

Do I need professional indemnity insurance?

Professional indemnity insurance isn’t a legal requirement, but it may be helpful if you work in specific fields. In some cases, you may not see much benefit from this support if you do not work with many businesses. But if you do, it could protect you from costly and damaging claims if they are unsatisfied with your work.

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